We help you achieve the best investment

As a commercial mortgage firm, we will help you find the financial product
that best suits your needs.

For all your Multi-Unit, Construction and Commercial Mortgages Canada-wide

Whether you are in need of financing to support the purchase of a commercial property or simply want to ensure you have the most competitive terms and conditions available on the market for the refinancing, MCommercial will be able to meet all your needs, across Canada.

We offer a turnkey approach to your $2M+ investment project for your peace of mind

OUR PARTNERS

TYPE OF PROJECTS WE SUPPORT

Multi-residential

CMHC & Conventional
25 to 40 years amortization
15% to 20% LTV

Commercial

Senior & Student Residence
Medical building & Equipment
Industrial, Shopping Plaza, Office

Construction

Land & Infrastructure
Bridge Loans & Inventory
Mezzanine & Equity

OUR ARTICLES

Commercial Financing Sector

Commercial sector: Veteran shares what brokers need to focus on

Lenders hitting pause on some construction financing in high-rate environment

Commercial market:
What’s in store for 2023?



WE PROVIDE PEACE OF MIND

We offer a personalized service that supports you in every step
of the commercial real estate investment.

Made-to-Measure FinancingFinancing ranging from $2 million to $500 millionWe are excited to help you finance your project

Our Testimonials

Client

"Got my finance in no time, thank you."

John Doe

Lender

"The process was very simple, amazing service."

Mary Pippins

Client

"Got my commercial project financed at an amazing rate!"

Sophia Letendre

Construction Financing

From land acquisition to finish product

  • Land and Infrastructure

  • Bridge loan

  • Mezzanine and Equity loans

  • Inventory Financing


CMHC Financing

Here are CMHC credited

  • Approved CMHC correspondant

  • MLI Select: up to 95% of financing

  • RCFI up to 100% of financing


Types of Properties

The secret is matching the right lender to YOUR property

  • Multi-family

  • Mixed use

  • Commercial

  • Medical building

  • Shopping centers

  • Industrial properties

  • Warehouse and Self storage

  • Land for development / Infrastructure

  • Office buildings

  • Retirement and student homes (50 rooms +)


Types of Financing

An effective way to finance business growth

  • Purchase

  • Refinancing

  • First & Second mortgages

  • Variable or Fixed rates

  • Short and long term financing

The financing

The acquisition

The sale

We ensure continuous follow-up

We ensure full support of your dealings with the various professionals involved in the transaction, such as :

We assist you in the process...

At MCommercial, our team of commercial experts focuses their expertise on maximizing your returns.



Multi-Residential


Commercial


Construction


About Us

We are a Commercial Mortgage Brokerage with over 30 years of experience. Our Partner Network is vast and deep, giving us access to some of the most sophisticated and aggressive lending options available. MCommercial has access to over 100 institutional quality lenders from Vancouver to St. John’s which means your unique transaction will be placed with the right lender every time. We prepare a detailed analysis of your project so lenders are able to quickly understand the nature of the transaction and move forward.

Peace of Mind

Many of our Commercial mortgage professionals had careers as bankers thus giving us an intimate understanding of the issues that prevent banks from funding a project.We are committed to deliver funding solutions that work for our clients because we understand that you want to focus on your core business.One of our experienced commercial mortgage brokers can help you find the financing that best suits your needs.

CEO
Commercial Mortgage Broker

VP Operations
Commercial Mortgage Broker

Head Underwriter
Commercial Mortgage Agent

Commercial Mortgage Agent

Senior Executive Director
Commercial Mortgage Broker

Commercial Mortgage Agent

Commercial Mortgage Agent

Commercial Mortgage Agent

Commercial Mortgage Agent

Commercial Mortgage Agent

Commercial Mortgage Agent

Commercial Mortgage Agent

Commercial Mortgage Agent

Commercial Mortgage Broker

Commercial Mortgage Underwriter
Commercial Mortgage Agent

Commercial Mortgage Agent

Commercial Mortgage Agent

Commercial Mortgage Broker

Commercial Mortgage Agent

Administrative Assistant

Our Achievements


Contact us

Your question remains unanswered after visiting our site? Don’t hesitate to send us your questions and comments by filling out the form below. We will be pleased to answer you shortly.

Looking forward to meeting you!

Head Office
402-6505 route Transcanadienne
Saint-Laurent, QC, H4T 1S3
info@mcommercial.ca
514-748-7738

111 Gordon Baker Road, suite 200, North York, ON M2H 3R1
736 6 Avenue SW, suite 1010, Calgary, AB T2P 3T7
2950 Glen Dr, suite 601, Coquitlam, BC V3B 0J1

Licences:♦ Quebec: AMF# 3002803823
♦ Ontario: FSRA# 12020
♦ Alberta: RECA# 00486248
♦ British Columbia: BCFSA# X300049
♦ Manitoba: MSC# RW-1511017
♦ Newfoundland: NL# 14-07-73001-1

Looking forward to meeting you!


We are pleased to help you finance your project.Once your deal is submitted, one of our commercial experts will contact you within the next 24 hours.


Privacy and Consent

To submit your request, please agree to the Privacy/Suitability/Consent/Anti-Spam agreement below and click ”Submit”.

Collection and Use of Information

To better understand your financial needs and make you aware of new services that could help you reach your goals, MCommercial collects personal information from a variety of sources. Some personal information and some reasons it is collected include, but is not limited to, are: Data such as name, address, contact numbers, email contact, income, employment, age, net worth, investment objectives, and banking information;

Unique identifiers: such as social insurance, driver’s license, passport numbers, etc.; used to fulfill regulatory and other governmental obligations to distinguish you from other clients with similar names;
Information from a consumer reporting agency or other source, which may include account information and/or information about your creditworthiness.
MCommercial uses this information to help determine the mortgage product that is suitable for your mortgage needs. MCommercial collects this information in order to provide the services you have requested, and to help us determine how MCommercial or other non-affiliated companies may be of service to you.

Guidelines for Disclosure of Information

MCommercial shall use the information to determine your financial situation for purposes related to services that you have requested from MCommercial. MCommercial may also provide the information to others that work for MCommercial, but only as needed for the provision of those services.
MCommercial may use your information to promote MCommercial services to you.
MCommercial uses this information to help determine the mortgage product that is suitable for your mortgage needs. MCommercial collects this information in order to provide the services you have requested, and to help us determine how MCommercial or other non-affiliated companies may be of service to you.

Ongoing Commitment

Confidentiality is the key to a strong relationship and MCommercial is committed to protecting your privacy. This privacy statement is always available on our website www.mcommercial.ca.

Canada Anti-Spam Legislation

MCommercial and its business partners will keep in touch via electronic messaging to provide the requested services and may also occasionally communicate with you to provide insightful information on MCommercial products and services, on mortgages, finances etc as permitted by the Canada Anti-Spam Legislation. Please take note that you can unsubscribe at any time. All of our electronic communications include an unsubscribe mechanism.


Sylvia Demirdjian

Commercial Mortgage Agent

Sylvia Demirdjian cumulates over 30 years of vast experience in commercial real estate finance. Her specialties include large and complex construction and investments across all asset classes for CMHC, conventional, mezzanine and syndicated loans. Sylvia's wealth of industry experience and extensive network results from having worked at multiple major Canadian financial institutions as well as several national alternative lenders, adding a unique perspective to both deal origination and credit risk. Throughout her career, Sylvia has held various senior managerial roles, focusing on business development and team management. Her most recent role, as director of operations for a private family office she given her a boots on the ground perspective related to commercial property management, acquisitions and development since 2019. The latter has served to deepen and expand her professional trajectory in commercial real estate. Regardless of her role, Sylvia is notorious within the commercial real estate industry for working tirelessly to achieve targeted results while ensuring utmost client service and satisfaction is a priority at all times. Sylvia's highly developed business acumen, unsurpassed financial assessment, concise and clear underwriting capability, creative financing solutions and refined interpersonal skills will make a positive impact on all business partners.

Licences:
Ontario: FSRA# M22003308 - Agent Level 1


Mike Mullin

Commercial Mortgage Agent

Mike was born and raised in Montreal and, after 10 years in Toronto, moved to Vancouver in 1980. In 1994, he received his certification as a Certified General Accountant. Along with his 13 years of experience as an accountant, Mike worked as a Chief Financial Officer for two corporations from 1994 to 2010. In 2010, he relocated to Vancouver Island, where he is now a licenced commercial and investment realtor in both British Columbia and Alberta. Further, he is also a licenced commercial mortgage broker in B.C. and Alberta. Being a Chartered Professional Accountant allows him to bring excellent financial, analytical and negotiation skills to the table. Combined with his 45 years of extensive business experience, Mike’s specialties are multi-family rental properties and mobile home parks and strives in helping his buyers avoid B.C.'s draconian taxes and residential rent controls by buying in Alberta.


Sarah Ramdihal

Administrative Assistant

Sarah is a kind-hearted problem-solver on a mission to maximize productivity and make things happen in the world of business! Along with her kindness and efficiency, she is a passionate executor dedicated to elevating day-to-day operations while seamlessly weaving valuable contributions into the MCommercial team.


Mary Grace Tatangelo

Commercial Mortgage Agent

Mary Grace is a seasoned professional in the financial industry with an impressive 15-year track record in underwriting and lending. With a dedicated focus on commercial lending in recent years, Mary Grace has honed the expertise in navigating the intricacies of this dynamic sector. Driven by a passion for delivering exceptional service and tailored solutions, Mary Grace is committed to assisting clients in achieving their commercial real estate financing goals. Her sharp insights, extensive experience, and unwavering dedication enables her to provide unparalleled guidance and support to businesses seeking funding for property acquisitions, refinancing, and development projects. With a client-centric approach, Mary Grace understands the unique challenges and opportunities that businesses encounter in the commercial lending landscape. Her goal is to work closely with each client, providing personalized solutions that align with their specific objectives and drive their commercial ventures forward. Whether it's analyzing financial needs, exploring loan options, or guiding clients through the entire lending process, Mary Grace is dedicated to providing an exceptional experience.

Licences:
Ontario: FSRA# M12000669 - Agent Level 2


Paul Labelle

Commercial Mortgage Agent

Paul has worked over 20 years in the mortgage, commercial and private lending industry. He completed three years as a Residential Mortgage Agent at First Equity Financial, along with 15 years as a Private Commercial Mortgage Agent at First Source Mortgage Corporation. In addition, he has co-participated in many mortgage syndications for many years prioritizing his clients’ needs and objectives. His accumulated experience in the industry has allowed him to be specialised in lands moving forward, through Site Plan Approvals, and moving on to Construction.

Licences:
Ontario: FSRA# M08006964 - Agent Level 2


peter dardarian

Commercial Mortgage Broker

Peter specializes in commercial mortgage financing with over 45 years experience including: National mortgage brokerages; Canada wide lending at major Canadian financial institution; Mortgage/Underwriting related consulting for Canadian banks and accounting firm. His goal is to align clients’ needs for high grade and complex financing transactions with his numerous and varied capital sources.

Licences:
Ontario: FSRA# M08004696 - Broker


christophe meeus

Commercial Mortgage Agent

Holding a master’s degree in telecommunications, Christophe Meeùs worked for more than a decade in the IT industry before transitioning to the world of real estate. In 2019, he became a real estate investor by purchasing his first multiplex. He then developed a true passion for real estate, especially for the areas of optimization and financing. Christophe has always taken advantage of his past experiences to better serve his customers. He continues to build his property portfolio using a strategy based on optimizing income as well as a positive return.


Sheldon Wright

Commercial Mortgage Underwriter

Sheldon graduated with Honors at Concordia University and holds a bachelor’s degree in finance with a minor in marketing. He worked in the public media industry for 6 years prior to fully transitioning to the financial sector. With an attention to detail, he has been working as a commercial mortgage underwriting for 6 years with MCommercial. As he continues his duties in underwriting, he also started working as a mortgage broker.

Licences:
Ontario: FSRA# M23005065 - Agent Level 1


Thomas Lemmo

Commercial Mortgage Underwriter / Commercial Mortgage Agent

Thomas completed his Bachelor of Commerce with a specialty in Finance and Economics in 2014. He graduated with distinction. After completing his studies, he worked as a compliance officer with RBC where he specialized in analyzing financial covenants for various industries. With a strong background in banking as well as commercial lending, Thomas began his career with MComemrcial as an underwriter. After learning his role and specializing in multi-family, he decided to obtain his license in Ontario and Quebec in order to grow and expand his skills.

Licences:
Quebec: AMF# 3001927121
Ontario: FSRA# M18002166 - Agent Level 2


André Patrick Gagnon

Commercial Mortgage Broker

André holds a B.A. in real estate appraisal and urban geography. He specialized in real estate finance and obtained an M.B.A. in this field. He briefly taught this discipline at McGill University before leaving for Vancouver. André was a real estate Lender with Morguard, Morgan Trust, and Financial Trustco where he was regional V.P. In 1991 he made the acquisition of the assets of Prêts Québeco inc., a private mortgage lender since 1960, where he became President. He has continually developed his expertise in construction lending, mezzanine financing, term loans, mortgage syndications, and brokerage.


Andy to

Commercial Mortgage Agent

Andy To is a highly successful entrepreneur with excellent business acumen and communication skills. He has a proven track record of building and growing successful businesses in various industries. Andy is a fair and decisive leader who can think on his feet and make tough decisions under pressure. In addition to his entrepreneurial ventures, Andy is also an experienced mortgage broker with a talent for finding the best financing options for his clients. He has a deep understanding of the mortgage industry and uses his expertise to help his clients navigate the complex world of commercial/residential financing. Andy's unique combination of skills and experience makes him a sought-after business leader and trusted advisor in the world of finance.

Licences:
Ontario: FSRA# M18000794 - Agent Level 2


Nicola Lemmo

Commercial Mortgage Agent

Nicola (Nick) Lemmo is a licensed Mortgage Agent/Broker in Ontario and Quebec. He holds a bachelor of arts degree in Economics from McGill University. He has a vast experience in the financing of Real Estate transactions having worked for numerous years at several major financial institutions and Credit Unions in Canada such as Royal Bank of Canada. His specialty is construction financing as well as multi-residential and commercial properties. Finding innovative solutions to financing and assisting clients achieve their objectives is his main focus.

Licences:
Ontario: FSRA# M17000187 - Agent Level 2
Quebec: AMF# 2000212529


Mike R. Mullin

Commercial Mortgage Agent

Mike was born and raised in Montreal and, after 10 years in Toronto, moved to Vancouver in 1980. In 1994, he received his certification as a Certified General Accountant. Along with his 13 years of experience as an accountant, Mike worked as a Chief Financial Officer for two corporations from 1994 to 2010. In 2010, he relocated to Vancouver Island, where he is now a licenced commercial and investment realtor in both British Columbia and Alberta. Further, he is also a licenced commercial mortgage broker in B.C. and Alberta. Being a Chartered Professional Accountant allows him to bring excellent financial, analytical and negotiation skills to the table. Combined with his 45 years of extensive business experience, Mike’s specialties are multi-family rental properties and mobile home parks and strives in helping his buyers avoid B.C.'s draconian taxes and residential rent controls by buying in Alberta.


Omar Soufi

Commercial Mortgage Agent

Omar Soufi is a dedicated commercial real estate financing specialist. He has been a Commercial Mortgage Agent with MCOMMERCIAL for over 10 years and has been successfully sourcing real estate financing solutions for developers and owners since 2008. WIth a focus on commercial real estate, Omar has the insight, experience and understanding that allow him to structure innovative mortgage facilities that benefit borrowers across all commercial asset classes. Adept at recognizing the challenges facing real estate developers and owners, he has forged extensive relationships with lenders who are capable of providing financing solutions tailored to the specific goals of the project and the property. Based in Alberta, Calgary, Omar excels at structuring and sourcing construction and acquisition financing, term mortgages, mezzanine facilities and CMHC financing for projects throughout the Prairies and across Canada.

Licences:
Alberta: RECA# MW-1011135
Ontario: FSRA# M23007131 - Agent Level 1


Lino Bouthillier

Commercial Mortgage Agent

Lino has been in the business of commercial mortgage financing for several years as a lender and consultant. Lino has extensive experience in the various types of financing: construction finance, land finance, commercial and multi-housing finance and others. Over the years Lino has developed excellent business relationships with various institutional and private mortgage lenders, real estate developers and developers.

Licences:
Quebec: AMF# 3002168591
Ontario: FSRA# M19001945


Marion Cook

Commercial Mortgage Agent

Since joining MCommercial in 2016, Marion has been integral in our National Brokerage Operations as an Underwriter and Commercial Mortgage Agent, with specific expertise in Commercial Mortgage Financing with over $2,500,000, and CMHC Multi-Res. 5+ unit Underwriting, and end-to-end Account Management. She works directly with established Commercial Builders & Developers in placing their Land/Development and Construction Financing with our preferred Lenders. With complex and challenging files,, she brings a level of commitment and expertise to their projects that is valued and respected. Overall, the Industry remains rewarding, as she obtains much satisfaction from assisting Land Investors and Developers achieve their goals by providing access to Lenders and products that provide Affordable/Accessible and Energy Efficient Housing. Previous experience -BMO Financial Group - 34 year Career in Management & Credit Roles with over 25 years in Senior Management, Commercial Banking.

Licences:
Ontario: FSRA# M16002703 - Agent Level 2


Henri Zacharie

Senior Executive Director / Commercial Mortgage Broker

Henri has worked in the financial industry for over 40 years. He started his career in the Banking world and worked at several major chartered banks and trust companies where he held various positions in credit, investment, and management. In the year 2000, he transitioned to the Mortgage Brokerage community. Currently, he is the senior executive director of MCommercial, where he continues to be an invaluable source of information and motivation to so many people in the industry, but mostly the newcomers who benefit and grow from his knowledge and passion for the industry. Henri is passing the torch and setting the bar for professionalism, integrity, and transparency, and his wisdom, patience, and humble nature, make him an easy go-to mentor to so many in the Quebec market.

Licences:
Quebec: AMF# 3001927265, OACIQ# C8246


Laurianne Gruzas

Commercial Mortgage Broker

Throughout her professional career, Laurianne has acquired over 43 years of progressive management experience in the Financial Services industry. Having worked in both Bank and Credit Union environments, and 10 years with MCommercial, she developed an extensive and proven skill set in the areas of lending, finance, administration, management, and communication. She has managed portfolios of business relationships providing value-added services through counselling clients with their borrowing and non-borrowing financial needs and goals. Her business acumen developed through these relationships covers many aspects of the industry including, real estate, retail, service, manufacturing, tourism, hospitality, financial and professional markets. Her past responsibilities have included working files from origination through adjudication to drawdown, as well as the daily administration and overall risk management of the institution’s commercial loan portfolio. All of her roles within the industry have provided her with a sound business background to present financing proposals to lenders and provide her clients with the expertise that they deserve.

Licences:
Ontario: FSRA# M13000907 - Agent Level 2


Alexander Durand

Head Underwriter / Commercial Mortgage Broker

In 2015, Alex started his career in as an Underwriter/Analyst at MCommercial. With 9 years in the mortgage industry, he obtained his Ontario mortgage agent license and his Quebec mortgage broker license in 2016 and 2017 respectively. He pursued his commercial real estate financing career by becoming a full-time mortgage agent in 2019. From the beginning, he has dedicated his time and effort into perfecting his knowledge and learning from the industry experts to serve the market properly. Alex has developed an expertise in Condominium and MUR Construction financing as well as CMHC-insured financing allowing him to assist and support builders across the country by meeting their financing needs from land acquisition until delivery or stabilization.

Licences:
Quebec: AMF# 3001928718
Ontario: FSRA# M16002923 - Agent Level 2


Christianne Saab

VP Operations / Commercial Mortgage Broker

Christianne has over 15 years of Real Estate experience. In 2014, she chose to focus on Commercial real estate financing, and has been at the helm of the marketing and operations departments ever since. Christianne has been leading the Business Development & Marketing, Administration, Structuring and implementing Policies and Procedures, and contributing to the development of tailor-made CRMs. It has been challenging to stand-out in Commercial Real Estate Financing, but her dedication for the market has allowed her to enjoy every aspect of the journey and thrive through it with much creativity. She has generated extensive increase in sales growth over the past years and expects to continue that growth through various marketing strategies, she implemented new channels of leads across Canada. The relationships she built with either direct clients or professionals within our industry, admire her work of ethics, engagement and how she always goes out of her way to accommodate everyone's needs. Hard work and determination, drives our line of business, she inspires us to make the clients’ vision, our mission.

Licences:
Quebec: AMF# 3001925098, OACIQ# E1165


MICHEL DURAND

CEO / Commercial Mortgage Broker

Michel Durand is CEO and founder of MCommercial. Michel has been in the commercial mortgage lending arena for over 20 years. Having worked for major Canadian financial intuitions for some 12 years, Michel also served as a director on a board of directors of a venture capital fund as well as on various boards of trade, prior to entering the commercial mortgage brokerage industry in 2000. Michel’s vast experience in the commercial mortgage sector and his dedication to improving the reputation of the brokerage industry provides him with a unique and clear perspective on the challenges as well as the opportunities borrowers face in today’s economic environment. He works tirelessly at keeping all participants in the commercial mortgage field informed of the current issues affecting borrowers as well as lenders in the industry to ensure that each is able to take advantage of the current market trends.

Licences:
QC: AMF# 3001963082 / OACIQ# D1682
ON: FSRA# M11000964 – Principal Broker
AB: RECA# MW-1210986
BC: BCSFA# 500416